Everything around you @ Parthenon Residences, Cebu Philippines

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 Parthenon Residences ( Soon to Rise) Now on Pre-selling.......

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Attractive investment in Cebu, Philippines

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Good News..... The groundbreaking of the (7.9- kilometer) 3rd bridge will be on 1st January 2015.

Connect the mainland Cebu and Mactan Island, it will also fast track business trading and attractions.

on going construction.

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Live....Retire....Invest!!!!!

http://youlinjoycebu.darbutterfly.com/If you are an Overseas Filipino Worker (OFW) or Balikbayan, Cebu investment is your gateway in supporting the Philippines to be one of the World’s Real Estate investment destinations not to mention promoting and bringing in Tourism potential for the country. With your investment, it will generate jobs and other business opportunities for fellow Filipinos while earning for yourself.
Foreign Real Estate Investors are always welcome as foreigners can lease and purchase real estate properties in the Philippines. Foreigners are entitled 100% ownership on condominium, condo-hotel (condotel) units. If you plan in retiring in the Philippines, we are very much willing to assist you and give you advice on living in Cebu. Make Cebu your Retirement haven!

Having a new home is to you very important. So here's what we have for you to choose from High-end, Mid-Market & Low Cost Housing
-RFO ( Ready for Occupancy)
-Preselling
-Rent to Own or Lease to Purchase

Easy Payment
-Spot Cash
-Pag-ibig Housing Loan
-Bank Financing
-In-house Financing
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OFWs Housing Availment

To all our beloved, hard-working OFWs: We really hope all of you are able to not only reach your achievement zone, but to go way beyond the zone! May each of you become an inspiration for someone else, to find it in your heart to lead someone and help them along the way. I was once an OFW,  I know how does it feel to be away from our family.                                                                                                                                                                                     

There is a feeling of HOPE that our lives be better.

Plan for your FUTURE, let your money work for you. Invest in Real Estate and you will never go wrong. I will be happy to assist you. Please connect to my FB or you can email me at : youlinjoy@gmail.com  Mobile no: +63 9321495964 Viber- Free call & messages/ whatsapp /Tango

In July 2009,  Pag IBIG membership has been mandatory for all, including (OFW’s), Filipinos

Employed by foreign based employers. Now more than ever, Filipino workers will enjoy

the benefits that is available only to Pag-IBIG members in providing Fund to members with

adequate housing through  an effective savings scheme.

HOUSING LOAN AVAILMENT                                                                                                                                                                       This housing loan program grants opportunities to Pag-IBIG Fund members to avail of housing loans to finance any one or a combination of the following:

1.     Purchase of a fully developed lot or adjoining lots not exceeding 1,000 square meters, which should be within a residential area;

2.      Purchase of a residential house and lot, townhouse or condominium unit, inclusive of a parking slot,  which may be:

* Old or brand new;

* A property mortgaged with the Fund;

* An acquired asset

          or

* Adjoining houses and lots/ townhouse/ row houses/ condominium units.

For retail housing loans, the subdivision where said residential units are located

must have complied with all the required facilities pursuant to PD No. 957 and BP No. 220.

         3.    Construction or completion of a residential unit on a lot owned by the member;

         4.    Home improvement, i.e. any alteration in an existing residential unit intended by

a homeowner to be a permanent integral part thereof, which will enhance its durability and material value;

         5.    Refinancing of an existing housing loan with an institution acceptable to the

Fund, provided that, the account reflects a perfect repayment history for at least

one (1) year prior to date of application as supported by the borrower’s official receipts.

         6.    Combination of loan purposes, which shall be limited to the following:

*Purchase of a fully developed lot not exceeding 1,000 square meters and construction of a residential unit thereon;

*Purchase of a residential unit, whether old or new, with home improvement;

*Refinancing of an existing mortgage with home improvement;

*Refinancing of an existing mortgage, specifically a lot loan, with construction of a residential unit thereon.

There are two (2) modes of applying for a Pag-IBIG housing loan:

a) Developer-Assisted-the developer assists the member in his/her housing loan application

b) Retail-the member applies directly to the Fund

 ELIGIBILITY REQUIREMENT

To qualify for a Pag-IBIG housing loan, a member shall satisfy the following requirements:

1            1.  Must be a member under Pag-IBIG I Membership Program for at least twenty-four (24) months, as evidenced by the remittance of at least 24 member ship savings (MS) at the time of loan application. A new member who wishes to apply for a housing loan shall be required to pay in lump sum the required 24 MS. Similarly, a member with less than 24 MS may pay his MS for the succeeding months in lump sum. For both cases, the lump sum payment shall be based on MS that correspond to the loan amount applied for. Pag-IBIG Overseas Program (POP) MS of Overseas Filipino Workers (OFWs) who are Pag-IBIG I members shall be considered in counting the total number of MS for availment of housing loans.

2.     Not more than sixty-five (65) years old at the date of loan application and must be insurable; and not more than seventy (70) years old at loan maturity;

        3.     Has the legal capacity to acquire and encumber real property;

        4.     Has passed satisfactory background/credit and employment/business checks of Pag-IBIG Fund;

        5.     Has no outstanding Pag-IBIG housing loan, either as a principal borrower or co-borrower;

        6.     Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application.

        7.     Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default.

LIST OF VALID IDs ACCEPTABLE TO THE FUND ( at least 2 or 3 of the following)

1.             Company ID

2.             Passport, issued by the Philippine or Foreign Government

3.             Driver’s License

4.             Professional Regulation Commission (PRC) ID

5.             Social Security System (SSS) Card

6.             Government Service Insurance System (GSIS) e-Card

7.             Government Office and GOCC ID, e.g. Armed Forces of the Philippines (AFP) ID

8.             Integrated Bar of the Philippines (IBP) ID

9.             Senior Citizen Card

10.          Overseas Workers Welfare Administration (OWWA) ID

11.          Overseas Filipino Worker (OFW) ID

12.          Seafarer’s Identification and Record Book (SIRB)

13.          Postal ID

14.          Voter’s ID

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