Newest Affordable project

http://youlinjoycebu.darbutterfly.com/
Be one of the First to Own the Best and Affordable House & Lot, our
Newest project located at Suba-basbas, Lapu-lapu City "Futura Homes Mactan". Bernice is a single attached house and lot with a min lot area of 60 sqm, floor area of 28.29 sqm. Total number of units is only 298.

Package price starts @ 1.04Mn. Regular monthly DP approx 8K. Monthly Amortization thru Pag-ibig is approx 6K. Reservation is 10K ONLY.

House Specification:
Model Bernice One-storey Single-attached Minimum Lot size = 6 x 10 = 60 sqm Floor area = 28.29
1 Bedroom,
1 Toilet & Bath
Living, Dining
Kitchen
with provision for Car Port                                                                                                                           Unit can be expanded
Road wide: 12 meters main road, 10 meters secondary, 8 meters for inner.

Payment Options:
1. Spot Cash 90/10 (with 8% discount, 10% retention)
2. Deferred Cash (Installment for 24 months with zero interest)
3. In-house Financing (20% DP payable in 12 months, 80% thru In-house Financing)
4. Bank or Pag-ibig Financing (10% DP in 12 months, 90% thru Bank or Pag-ibig)
Prices start at Php 1.04 million
Reservation fee is only Php 10,000.00.
Estimated Monthy for the Downpayment is Php 8,000.00± Estimated Monthly for Pag-ibig is                   Php 6,000.00±
We are accepting LOI (Letter of Intent) 

(1) Reservation Fee of Php 10,000.00 (Cash/Check),
(2) Filled-up PAF (Purchase Application Form) &
(3) 2 Valid ID

FOR INQUIRIES, SITE TOUR & RESERVATIONS:
Mobile: 09321495964      ( Joy )                                                                                                      EMAIL: youlinjoy@gmail.com
Please leave a personal message on my FB and I will get back to you as soon as possible) 
https://www.facebook.com/pages/Youlinjoy-Cebu-Real-State/641195185914354 

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Attractive investment in Cebu, Philippines

http://youlinjoycebu.darbutterfly.com/

https://www.facebook.com/pages/Youlinjoy-Cebu-Real-State/641195185914354

Good News..... The groundbreaking of the (7.9- kilometer) 3rd bridge will be on 1st January 2015.

Connect the mainland Cebu and Mactan Island, it will also fast track business trading and attractions.

on going construction.

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Graduates and Student Investment ( Why Rent if YOU CAN OWN)

Congratulations to all Graduates and Proud Parents. Help your children to become Independent.

Friendly payment scheme thru:
-Pag-ibig fund ( OFWs, Local employee, Self employed)
-Bank Financing
-In-house Financing
                                                                                                    
Available Condominiums/ House & Lot  in Cebu Philippines:
For site viewing schedule, unit availability and current prices. Please contact: Joy +63 9321495964 email: youlinjoy@gmail.com  or you can send me a personal message on my FB.

Call now to avail our promos and discount in some of our projects.

Overseas Investors / Students are most welcome. (Student investment- Why Rent if you can Own the Unit)

https://www.facebook.com/pages/Youlinjoy-Cebu-Real-State/641195185914354

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OFWs Housing Availment

To all our beloved, hard-working OFWs: We really hope all of you are able to not only reach your achievement zone, but to go way beyond the zone! May each of you become an inspiration for someone else, to find it in your heart to lead someone and help them along the way. I was once an OFW,  I know how does it feel to be away from our family.                                                                                                                                                                                     

There is a feeling of HOPE that our lives be better.

Plan for your FUTURE, let your money work for you. Invest in Real Estate and you will never go wrong. I will be happy to assist you. Please connect to my FB or you can email me at : youlinjoy@gmail.com  Mobile no: +63 9321495964 Viber- Free call & messages/ whatsapp /Tango

In July 2009,  Pag IBIG membership has been mandatory for all, including (OFW’s), Filipinos

Employed by foreign based employers. Now more than ever, Filipino workers will enjoy

the benefits that is available only to Pag-IBIG members in providing Fund to members with

adequate housing through  an effective savings scheme.

HOUSING LOAN AVAILMENT                                                                                                                                                                       This housing loan program grants opportunities to Pag-IBIG Fund members to avail of housing loans to finance any one or a combination of the following:

1.     Purchase of a fully developed lot or adjoining lots not exceeding 1,000 square meters, which should be within a residential area;

2.      Purchase of a residential house and lot, townhouse or condominium unit, inclusive of a parking slot,  which may be:

* Old or brand new;

* A property mortgaged with the Fund;

* An acquired asset

          or

* Adjoining houses and lots/ townhouse/ row houses/ condominium units.

For retail housing loans, the subdivision where said residential units are located

must have complied with all the required facilities pursuant to PD No. 957 and BP No. 220.

         3.    Construction or completion of a residential unit on a lot owned by the member;

         4.    Home improvement, i.e. any alteration in an existing residential unit intended by

a homeowner to be a permanent integral part thereof, which will enhance its durability and material value;

         5.    Refinancing of an existing housing loan with an institution acceptable to the

Fund, provided that, the account reflects a perfect repayment history for at least

one (1) year prior to date of application as supported by the borrower’s official receipts.

         6.    Combination of loan purposes, which shall be limited to the following:

*Purchase of a fully developed lot not exceeding 1,000 square meters and construction of a residential unit thereon;

*Purchase of a residential unit, whether old or new, with home improvement;

*Refinancing of an existing mortgage with home improvement;

*Refinancing of an existing mortgage, specifically a lot loan, with construction of a residential unit thereon.

There are two (2) modes of applying for a Pag-IBIG housing loan:

a) Developer-Assisted-the developer assists the member in his/her housing loan application

b) Retail-the member applies directly to the Fund

 ELIGIBILITY REQUIREMENT

To qualify for a Pag-IBIG housing loan, a member shall satisfy the following requirements:

1            1.  Must be a member under Pag-IBIG I Membership Program for at least twenty-four (24) months, as evidenced by the remittance of at least 24 member ship savings (MS) at the time of loan application. A new member who wishes to apply for a housing loan shall be required to pay in lump sum the required 24 MS. Similarly, a member with less than 24 MS may pay his MS for the succeeding months in lump sum. For both cases, the lump sum payment shall be based on MS that correspond to the loan amount applied for. Pag-IBIG Overseas Program (POP) MS of Overseas Filipino Workers (OFWs) who are Pag-IBIG I members shall be considered in counting the total number of MS for availment of housing loans.

2.     Not more than sixty-five (65) years old at the date of loan application and must be insurable; and not more than seventy (70) years old at loan maturity;

        3.     Has the legal capacity to acquire and encumber real property;

        4.     Has passed satisfactory background/credit and employment/business checks of Pag-IBIG Fund;

        5.     Has no outstanding Pag-IBIG housing loan, either as a principal borrower or co-borrower;

        6.     Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application.

        7.     Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default.

LIST OF VALID IDs ACCEPTABLE TO THE FUND ( at least 2 or 3 of the following)

1.             Company ID

2.             Passport, issued by the Philippine or Foreign Government

3.             Driver’s License

4.             Professional Regulation Commission (PRC) ID

5.             Social Security System (SSS) Card

6.             Government Service Insurance System (GSIS) e-Card

7.             Government Office and GOCC ID, e.g. Armed Forces of the Philippines (AFP) ID

8.             Integrated Bar of the Philippines (IBP) ID

9.             Senior Citizen Card

10.          Overseas Workers Welfare Administration (OWWA) ID

11.          Overseas Filipino Worker (OFW) ID

12.          Seafarer’s Identification and Record Book (SIRB)

13.          Postal ID

14.          Voter’s ID

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